Legal Disclaimer

This summary of benefits for salesforce.com employees is meant only as a brief description of some of the programs for which salesforce.com employees may be eligible. All insurance contracts and plans have limitations and exclusions that apply. Please refer to and read all plan documents for more complete descriptions. Salesforce.com reserves the right, at its discretion, to discontinue, increase, decrease, or alter any or all plans and benefits described in this summary for any reason and at any time with or without notice.